/* PocketProof — global stylesheet */

:root {
  --color-bg: #fbf9f4;
  --color-bg-alt: #f2eee3;
  --color-surface: #ffffff;
  --color-text: #21262b;
  --color-text-muted: #5b6470;
  --color-primary: #1f6f5c;
  --color-primary-dark: #164f41;
  --color-primary-light: #e6f0ec;
  --color-accent: #d98f3a;
  --color-border: #e5e0d3;
  --font-heading: "Fraunces", Georgia, "Times New Roman", serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --radius: 12px;
  --max-width: 1120px;
  --shadow-sm: 0 1px 2px rgba(33, 38, 43, 0.06);
  --shadow-md: 0 8px 24px rgba(33, 38, 43, 0.08);
}

* {
  box-sizing: border-box;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--color-bg);
  color: var(--color-text);
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img,
svg {
  max-width: 100%;
  display: block;
}

a {
  color: var(--color-primary-dark);
  text-decoration: underline;
  text-decoration-color: var(--color-border);
  text-underline-offset: 3px;
}

a:hover {
  text-decoration-color: currentColor;
}

h1, h2, h3, h4 {
  font-family: var(--font-heading);
  font-weight: 600;
  line-height: 1.2;
  color: var(--color-text);
  margin: 0 0 0.5em;
}

.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

/* ---------- Header ---------- */

.site-header {
  border-bottom: 1px solid var(--color-border);
  background: var(--color-bg);
  position: sticky;
  top: 0;
  z-index: 20;
}

.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  row-gap: 10px;
  padding-top: 18px;
  padding-bottom: 18px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--color-text);
  text-decoration: none;
}

.logo svg {
  width: 30px;
  height: 30px;
}

.main-nav {
  display: flex;
  gap: 28px;
  align-items: center;
}

.main-nav a {
  color: var(--color-text);
  text-decoration: none;
  font-weight: 500;
  font-size: 0.97rem;
}

.main-nav a:hover,
.main-nav a[aria-current="page"] {
  color: var(--color-primary-dark);
}

/* ---------- Hero ---------- */

.hero {
  padding: 64px 0 56px;
}

.hero .container {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}

.hero-eyebrow {
  display: inline-block;
  color: var(--color-primary-dark);
  background: var(--color-primary-light);
  font-weight: 600;
  font-size: 0.82rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 6px 12px;
  border-radius: 999px;
  margin-bottom: 18px;
}

.hero h1 {
  font-size: clamp(2.1rem, 4vw, 3rem);
  margin-bottom: 0.4em;
}

.hero p.lede {
  font-size: 1.15rem;
  color: var(--color-text-muted);
  max-width: 46ch;
}

.hero-ctas {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 22px;
}

.hero-ctas .btn {
  margin-top: 0;
}

.hero-art {
  justify-self: center;
}

.hero-art-circle {
  width: 320px;
  max-width: 100%;
  aspect-ratio: 1 / 1;
  border-radius: 50%;
  background: radial-gradient(circle at 35% 30%, #eef6f1 0%, var(--color-primary-light) 60%, #dcebe2 100%);
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero-art-circle img {
  width: 52%;
  height: auto;
}

/* ---------- Buttons ---------- */

.btn {
  display: inline-block;
  background: var(--color-primary);
  color: #fff;
  text-decoration: none;
  font-weight: 600;
  padding: 12px 22px;
  border-radius: 999px;
  margin-top: 22px;
  transition: background 0.15s ease;
}

.btn:hover {
  background: var(--color-primary-dark);
  text-decoration: none;
}

.btn-secondary {
  background: transparent;
  color: var(--color-primary-dark);
  border: 1.5px solid var(--color-primary-dark);
}

.btn-secondary:hover {
  background: var(--color-primary-light);
}

/* ---------- Sections ---------- */

.section {
  padding: 56px 0 48px;
}

.section-heading {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 28px;
}

.section-heading h2 {
  font-size: 1.6rem;
  margin: 0;
}

.section-heading a {
  font-size: 0.95rem;
  font-weight: 600;
  text-decoration: none;
}

/* ---------- Post grid / cards ---------- */

.post-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 28px;
}

.post-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  text-decoration: none;
  color: var(--color-text);
  transition: all 0.2s ease-in-out;
}

.post-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.post-card:hover h3 {
  color: var(--color-primary-dark);
  text-decoration: underline;
  text-decoration-color: var(--color-border);
}

.post-card .card-art {
  background: linear-gradient(135deg, #eef6f1 0%, var(--color-primary-light) 55%, #dcebe2 100%);
  padding: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.post-card .card-art img {
  width: 48px;
  height: 48px;
}

.post-card .card-body {
  padding: 20px 22px 24px;
  flex: 1;
  display: flex;
  flex-direction: column;
}

.post-card .tag-pill {
  align-self: flex-start;
}

.post-card h3 {
  font-size: 1.15rem;
  margin: 10px 0 8px;
}

.post-card p {
  color: var(--color-text-muted);
  font-size: 0.95rem;
  margin: 0 0 14px;
}

.post-card .card-meta {
  margin-top: auto;
  font-size: 0.82rem;
  color: var(--color-text-muted);
}

.tag-pill {
  display: inline-block;
  background: var(--color-bg-alt);
  color: var(--color-primary-dark);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 999px;
}

/* ---------- Article ---------- */

.article-header {
  padding: 48px 0 24px;
  border-bottom: 1px solid var(--color-border);
}

.breadcrumb {
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin-bottom: 18px;
}

.breadcrumb a {
  color: var(--color-text-muted);
}

.article-header h1 {
  font-size: clamp(1.9rem, 4vw, 2.6rem);
  max-width: 22ch;
}

.article-meta {
  color: var(--color-text-muted);
  font-size: 0.92rem;
  margin-top: 8px;
}

.article-feature-image {
  max-width: 720px;
  margin: 2em auto;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}

.article-feature-image img {
  width: 100%;
  height: auto;
  display: block;
}

.key-takeaways {
  max-width: 720px;
  margin: 28px auto 0;
  background: var(--color-primary-light);
  border: 1px solid var(--color-primary);
  border-radius: var(--radius);
  padding: 22px 26px;
}

.key-takeaways h2 {
  font-family: var(--font-heading);
  font-size: 1.05rem;
  color: var(--color-primary-dark);
  margin-bottom: 12px;
}

.key-takeaways ul {
  margin: 0;
  padding-left: 1.3em;
}

.key-takeaways li {
  margin-bottom: 7px;
  color: var(--color-text);
}

.key-takeaways li:last-child {
  margin-bottom: 0;
}

.article-body {
  max-width: 720px;
  margin: 0 auto;
  padding: 40px 0 8px;
}

.article-body h2 {
  font-size: 1.5rem;
  font-weight: 700;
  margin-top: 2.2em;
  margin-bottom: 0.6em;
  padding-left: 16px;
  border-left: 4px solid var(--color-primary);
}

.article-body h3 {
  font-size: 1.2rem;
  margin-top: 1.4em;
}

.step-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--color-primary);
  color: #fff;
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 700;
  margin-right: 10px;
  vertical-align: middle;
  position: relative;
  top: -2px;
}

.article-body p {
  margin: 0 0 1.1em;
}

.article-body ul,
.article-body ol {
  margin: 0 0 1.3em;
  padding-left: 1.4em;
}

.article-body li {
  margin-bottom: 0.5em;
}

.callout {
  background: var(--color-primary-light);
  border-left: 4px solid var(--color-primary);
  border-radius: 8px;
  padding: 18px 22px;
  margin: 1.6em 0;
}

.callout h4 {
  margin-top: 0;
  font-size: 1rem;
  color: var(--color-primary-dark);
}

.callout ul {
  margin-bottom: 0;
}

.budget-breakdown {
  margin: 1.6em 0;
  display: flex;
  flex-direction: column;
  gap: 11px;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 20px 22px;
}

.budget-row {
  display: grid;
  grid-template-columns: 140px 1fr 74px;
  align-items: center;
  gap: 14px;
  font-size: 0.9rem;
}

.budget-row .budget-label {
  font-weight: 600;
  color: var(--color-text);
}

.budget-bar-track {
  background: var(--color-bg-alt);
  border-radius: 999px;
  height: 10px;
  overflow: hidden;
}

.budget-bar-fill {
  background: var(--color-primary);
  height: 100%;
  border-radius: 999px;
}

.budget-row.is-savings .budget-bar-fill {
  background: var(--color-accent);
}

.budget-row.is-savings .budget-label {
  color: var(--color-primary-dark);
}

.budget-amount {
  text-align: right;
  font-weight: 700;
  color: var(--color-primary-dark);
  font-variant-numeric: tabular-nums;
}

.budget-total-row {
  display: flex;
  justify-content: space-between;
  margin-top: 4px;
  padding-top: 12px;
  border-top: 1px solid var(--color-border);
  font-weight: 700;
}

.article-footer {
  max-width: 720px;
  margin: 0 auto;
  padding: 24px 0 56px;
  border-top: 1px solid var(--color-border);
}

.related-posts {
  max-width: 720px;
  margin: 0 auto;
  padding-bottom: 56px;
}

/* ---------- Ad slots ---------- */

.ad-slot {
  max-width: 720px;
  margin: 2em auto;
  padding: 14px;
  border: 1px dashed var(--color-border);
  border-radius: 8px;
  text-align: center;
  color: var(--color-text-muted);
  font-size: 0.78rem;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  background: var(--color-bg-alt);
}

.ad-slot.ad-slot-wide {
  max-width: var(--max-width);
}

/* ---------- Generic content pages (about/privacy/contact) ---------- */

.page-content {
  max-width: 74ch;
  margin: 0 auto;
  padding: 56px 0 72px;
}

.page-content h1 {
  font-size: clamp(1.9rem, 4vw, 2.5rem);
  margin-bottom: 0.6em;
}

.page-content h2 {
  font-size: 1.35rem;
  margin-top: 1.6em;
}

.page-content p {
  margin: 0 0 1.1em;
}

/* ---------- Newsletter / CTA band ---------- */

.cta-band {
  background: var(--color-primary-dark);
  color: #fff;
  border-radius: var(--radius);
  padding: 48px 40px;
  text-align: center;
}

.cta-band h2 {
  color: #fff;
  font-size: 1.6rem;
  margin-bottom: 0.4em;
}

.cta-band p {
  color: rgba(255, 255, 255, 0.8);
  margin: 0 auto;
  max-width: 46ch;
}

.cta-band .btn {
  background: #fff;
  color: var(--color-primary-dark);
}

.cta-band .btn:hover {
  background: var(--color-bg-alt);
}

.cta-form {
  display: flex;
  justify-content: center;
  gap: 10px;
  flex-wrap: wrap;
  max-width: 420px;
  margin: 22px auto 0;
}

.cta-form input[type="email"] {
  flex: 1;
  min-width: 200px;
  padding: 13px 18px;
  border-radius: 999px;
  border: none;
  font-family: var(--font-body);
  font-size: 0.95rem;
}

.cta-form input[type="email"]:focus {
  outline: 3px solid rgba(255, 255, 255, 0.4);
}

.cta-form .btn {
  margin-top: 0;
  flex-shrink: 0;
}

.cta-secondary-link {
  display: inline-block;
  margin-top: 16px;
  color: rgba(255, 255, 255, 0.75);
  font-size: 0.88rem;
}

.cta-secondary-link:hover {
  color: #fff;
}

/* ---------- Footer ---------- */

.site-footer {
  border-top: 1px solid var(--color-border);
  background: var(--color-bg-alt);
  margin-top: 40px;
}

.footer-grid {
  padding: 48px 0 28px;
  display: grid;
  grid-template-columns: 1.3fr 0.8fr 1.1fr;
  gap: 32px;
}

.footer-grid h4 {
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--color-text-muted);
  margin-bottom: 14px;
}

.footer-grid ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.footer-grid li {
  margin-bottom: 8px;
}

.footer-grid a {
  color: var(--color-text);
  text-decoration: none;
  font-size: 0.93rem;
}

.footer-grid a:hover {
  color: var(--color-primary-dark);
}

.footer-bottom {
  border-top: 1px solid var(--color-border);
  padding: 18px 0 32px;
  font-size: 0.82rem;
  color: var(--color-text-muted);
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 10px;
}

.footer-disclosure {
  max-width: 60ch;
}

.footer-newsletter p {
  font-size: 0.9rem;
  color: var(--color-text-muted);
  margin: 0 0 12px;
}

.footer-newsletter-form {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-newsletter-form input[type="email"] {
  padding: 10px 14px;
  border-radius: 8px;
  border: 1px solid var(--color-border);
  background: var(--color-surface);
  font-family: var(--font-body);
  font-size: 0.9rem;
  color: var(--color-text);
}

.footer-newsletter-form input[type="email"]:focus {
  outline: 2px solid var(--color-primary);
  outline-offset: 1px;
}

.footer-newsletter-form button {
  align-self: flex-start;
  margin-top: 0;
}

/* ---------- Calculator ---------- */

.calculator {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 28px 28px 30px;
  margin: 2em 0;
  box-shadow: var(--shadow-sm);
}

.calculator h3 {
  font-size: 1.25rem;
  margin-bottom: 4px;
}

.calculator .calc-intro {
  color: var(--color-text-muted);
  font-size: 0.92rem;
  margin-bottom: 22px;
}

.calc-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px 20px;
  margin-bottom: 22px;
}

.calc-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.calc-field label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-text);
}

.calc-field .calc-hint {
  font-size: 0.78rem;
  color: var(--color-text-muted);
  font-weight: 400;
}

.calc-field input,
.calc-field select {
  font-family: var(--font-body);
  font-size: 0.95rem;
  padding: 10px 12px;
  border: 1px solid var(--color-border);
  border-radius: 8px;
  background: var(--color-bg);
  color: var(--color-text);
}

.calc-field input:focus,
.calc-field select:focus {
  outline: 2px solid var(--color-primary);
  outline-offset: 1px;
}

.calc-results {
  margin-top: 24px;
  background: var(--color-primary-light);
  border-radius: 10px;
  padding: 8px 24px 22px;
}

.result-highlight {
  text-align: center;
  padding: 18px 0 10px;
  border-bottom: 1px solid rgba(31, 111, 92, 0.15);
  margin-bottom: 6px;
}

.result-highlight .big-number {
  font-family: var(--font-heading);
  font-size: 2.3rem;
  color: var(--color-primary-dark);
  display: block;
  line-height: 1.2;
}

.result-highlight .big-label {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--color-text-muted);
}

.result-row {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  padding: 9px 0;
  border-bottom: 1px solid rgba(31, 111, 92, 0.15);
  font-size: 0.92rem;
}

.result-row:last-child {
  border-bottom: none;
}

.result-row .result-label {
  color: var(--color-text-muted);
}

.result-row .result-value {
  font-weight: 700;
  color: var(--color-primary-dark);
  text-align: right;
}

.calc-note {
  font-size: 0.8rem;
  color: var(--color-text-muted);
  margin-top: 14px;
  margin-bottom: 0;
}

.calc-warning {
  background: #fbeedd;
  border-left: 4px solid var(--color-accent);
  padding: 10px 14px;
  border-radius: 6px;
  font-size: 0.85rem;
  margin-top: 14px;
  color: #7a4a12;
}

/* ---------- Image prompt placeholders (mark spots for AI-generated art not yet created) ---------- */

.image-prompt {
  max-width: 720px;
  margin: 2em auto;
  padding: 20px 24px;
  border: 1px dashed var(--color-border);
  border-radius: 8px;
  background: var(--color-bg-alt);
}

.image-prompt .image-prompt-label {
  display: block;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--color-text-muted);
  margin-bottom: 8px;
}

.image-prompt p {
  font-style: italic;
  color: var(--color-text-muted);
  margin: 0;
  font-size: 0.9rem;
}

/* ---------- Data table (used for the APR-by-credit-score table) ---------- */

.data-table-wrap {
  overflow-x: auto;
  margin: 1.6em 0;
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.92rem;
  min-width: 480px;
}

.data-table caption {
  text-align: left;
  font-size: 0.82rem;
  color: var(--color-text-muted);
  margin-bottom: 8px;
}

.data-table th,
.data-table td {
  text-align: left;
  padding: 10px 14px;
  border-bottom: 1px solid var(--color-border);
}

.data-table thead th {
  background: var(--color-bg-alt);
  font-family: var(--font-heading);
  font-weight: 600;
}

.data-table tbody tr:last-child td {
  border-bottom: none;
}

/* ---------- Responsive ---------- */

@media (max-width: 860px) {
  .hero .container {
    grid-template-columns: 1fr;
  }

  .hero-art {
    order: -1;
    max-width: 220px;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 600px) {
  .main-nav {
    gap: 14px;
    font-size: 0.9rem;
    width: 100%;
    justify-content: flex-start;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .cta-band {
    padding: 36px 24px;
  }

  .budget-row {
    grid-template-columns: 100px 1fr 60px;
    font-size: 0.82rem;
  }

  .calc-grid {
    grid-template-columns: 1fr;
  }

  .calculator {
    padding: 22px 18px 24px;
  }
}